:root{--ink:#1d1b18;--paper:#f3eee5;--sub:#7d766c;--line:#ddd5c8;--accent:#d9482b}
*{box-sizing:border-box}
body{margin:0;background:var(--paper);color:var(--ink);font-family:system-ui,-apple-system,"Apple SD Gothic Neo","Segoe UI",sans-serif;line-height:1.75;word-break:keep-all;overflow-wrap:anywhere}
a{color:inherit;text-underline-offset:4px}
.wrap{max-width:820px;margin:auto;padding:0 20px}
header{display:flex;align-items:center;gap:12px;padding:28px 0}
header img{width:44px;height:44px;border-radius:11px}
header b{font-size:22px;letter-spacing:.12em}
header nav{margin-left:auto;display:flex;gap:18px;font-size:14px}
.hero{padding:40px 0 56px}
.hero h1{font-size:clamp(34px,7vw,54px);line-height:1.25;letter-spacing:-.03em;margin:0 0 18px}
.hero p{font-size:18px;color:var(--sub);margin:0 0 28px}
.btn{display:inline-block;background:var(--ink);color:var(--paper);padding:13px 22px;border-radius:999px;text-decoration:none;font-weight:600;font-size:15px}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;padding-bottom:48px}
.card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.card h3{margin:0 0 6px;font-size:17px}
.card p{margin:0;color:var(--sub);font-size:14px}
.policy h1{font-size:32px;margin:10px 0 6px}
.policy h2{font-size:20px;margin:36px 0 10px}
.policy p,.policy li{font-size:15px}
.meta{color:var(--sub);font-size:14px}
table{border-collapse:collapse;width:100%;font-size:14px}
th,td{border-bottom:1px solid var(--line);padding:10px 8px;text-align:left;vertical-align:top}
thead{background:#e9e1d3}
.scroll{overflow-x:auto}
footer{border-top:1px solid var(--line);margin-top:40px;padding:24px 0 36px;font-size:13px;color:var(--sub)}
@media(max-width:640px){.cards{grid-template-columns:1fr}header nav{gap:12px;font-size:13px}}